Dubai

I AM NOT a financial planner, or financial consultant, or registered commodities trader, or licensed stock broker, or anything of the kind. I can tell you though, that buying low and selling high always works in your favor. I read that BWMG is going to Dubai. The stock is still selling at .0005. If you buy 2,000,000 shares, it will set you back $1,000 plus whatever you pay in commissions. If you wait until the stock goes into real money, you will never be able to afford those shares. Even at ONE CENT, you will need $20,000 to purchase 2,000,000 shares.  Do I heed my own advice? You bet. Good luck to you. 

Learn

Hey! I am NOT a licensed commodities trader or stock broker or financial consultant or adviser or anything of the sort. I don't have a crystal ball either. However, I can add and multiply. Now, about BWMG, the stock I spoke about last week. Listen and learn. If you had purchased the 500,000 shares at the price I suggested, you would have made a profit of nearly $250.00 by early this morning. Your cost for the half million shares would have been $200 and those shares as of a few hours ago were valued at $450. Now, what bank would have paid you that amount of interest in two days? Buy low and sell high, as they say, and buy hundreds of thousands of shares.  Will BWMG go higher? You be the judge. It's not even at one tenth of a penny right now.  

BUY LOW

This photo shows almost the ENTIRETY of Microsoft in 1978.  In 2012, the company had 94,400 employees.  Microsoft was founded in 1975 but didn’t go PUBLIC until 11 years later.  In between, a lot of people had a chance to invest in Microsoft – to buy shares cheaply.  Those who BELIEVED did, but those who didn’t believe, just shrugged and stayed happy with what they had.  They probably thought the company would stay small.  Would you have invested in these young people?  How much of your money would you have risked?  Of course, when you are an insider you can see things a lot more easily.  From the outside, you hardly see anything other than reports.  The insiders saw how much effort the people in charge at Microsoft put into the business.  By the look of things, it was bound to succeed so the insiders had NO EXCUSE for not buying stock in the company.  

Future Value

In 1977, the third wheel in Apple Computer, sold his stake in the company for $2,300.  He thought the business would fail.  However, by 1980, sales were already at $117 million dollars.  By the end of 2012, his share would have been worth $58 BILLION.  The man now lives a quiet life in Nevada and has stated he made the best decision he could with the information available at the time.  That is an excuse for his monumental mistake.  The truth is he simply didn't BELIEVE in the enterprise.  Jobs and Wozniak had to stick it out – it was their company.  If you don’t believe in your own work and your own words, find something else to believe in.  

BWMG stock

REMEMBER, I am NOT a licensed commodities trader or stock seller or certified financial adviser or anything of the sort. ONLY invest if you can afford to lose every penny you put in the stocks you buy, whether they are Microsoft or BWMG. The stock I have been pushing here (BWMG) is available at a very, very low price. It is so low that almost anyone can afford to buy 500,000 shares.  The price (as of 11:30 this morning EST) is holding steady at .0008 per share.  That's a good thing. Depending on which broker you deal with, 500,000 shares will set you back about $420 dollars. If the price were at 2 cents, it might be too risky for most of you since you would be shelling out $10,000 for the same number of shares (500,000) and that is a very long shot for spur-of-the-moment speculation. Most of you can't shell out $10,000 just for the sheer hell of it. HOWEVER, at .0008, BWMG is still too attractive to pass up, even for the very smallest investor. Good luck. 

Buy very LOW and sell very HIGH

Keep in mind I am not a licensed commodities trader or stock broker or financial adviser of any kind but this stuff is NOT rocket science. If you've heard it once you've heard it a million times: buy low and sell high. Right now, BWMG is at about the lowest point it can get, although yesterday it was even lower. If you have never purchased 1,000,000 shares of anything, NOW is the time. Remember, every penny you put into ANY stock in the stock market is money at extreme risk so play only if you can afford to lose it all. Right now, 1,000,000 shares of this particular stock will set you back about $850. BUT, if it goes up to even HALF a penny, you will have made $4,200 on your $850 investment. In order for it to do that, it must go up at the same rate it did in the last 24 hours - 50% per day. In ONE WEEK. What are the odds - only God knows. Pretty neat I think. 

How to make more money

Remember, I AM NOT a licensed commodities trader, stock broker, financial adviser or ANYTHING of the sort. 
Yesterday, I posted regarding a penny stock - BWMG; in fact, at this point, this particular stock does not even qualify as a penny stock - it is selling at .0008 per share, which is not even one-tenth of a penny. THAT is a great thing. I pointed out that if you invested $250 to purchase 500,000 (that's right, 500,000) shares of this stock you could make a nice pile of cash if the stock moved to FIFTY CENTS per share. It has previously been at $1.90 per share. It was selling at .0005 yesterday and has gone up 53% already. Ok, what that means is that your $250 investment has already paid you $150, AND you still own all the stock you purchased. If you had chosen to leave your $250 in your favorite bank, the BANK would have paid you ONE PENNY. But, let's be conservative and assume that the stock will move more slowly. Let us assume it can go to .05 (five cents per share) in a month. Your $250 investment will have paid you $25,000 by the end of January, 2013. Another thing: it is FAR easier for an affordable stock like this to move 10000% than any blue chip. In fact, no blue chip has ever moved up 10,000%. Nor have precious metals, diamonds, or mining stocks. If this particular stock moves just another 50% by tomorrow or this afternoon, you will have gotten your 500,000 shares for free!!! Are you with me so far? Good luck. 

How to make money

I am NOT a licensed commodities trader or stock broker or financial adviser or ANYTHING. However, I have managed to make a little money using common sense and some luck. If you follow financial news, you know that most people have made fortunes by leaps and bounds, not small increments - via capital gains, inheritances, stealing from their business partners, and that sort of thing. Once you've got a small pile of cash, you can invest some in compound interest accounts and just watch it grow. But you've got to make that first leap first. For instance, this very minute, right NOW, a stock with the stock symbol of BWMG is selling for .0005 per share. Let's say you decide to jump in and buy 500,000 shares. That will set you back $250 plus a very small commission. Let us then say the stock goes up to just .05 (five cents.) In that case, you will have made $250,000. In the past, this particular stock has gone as high as $1.90. The company owns patents but it's very short of cash. It is like a person who might have assets but very little liquidity. Without the liquidity, there is little it can do to market those assets. Will this stock (BWMG) go up again? That is the million dollar question. Good luck to you. 

Recession and cynics

From the New York Times: “Speaking at a conference in New York in December, Walter M. Pressey, president of Boston Private Wealth Management, a healthy bank with a mostly affluent clientele, said there were no immediate plans to do much with the $154 million it received from the Treasury. “With that capital in hand, not only do we feel comfortable that we can ride out the recession,” he said, “but we also feel that we’ll be in a position to take advantage of opportunities that present themselves once this recession is sorted out.” The report on the TARP concluded that the Treasury’s top priority seemed to be to “stabilize financial markets” by simply giving healthy banks more money and letting them decide how best to use it. The report also said it was not clear how giving billions to banks “advances both the goal of financial stability and the well-being of taxpayers, including homeowners threatened by foreclosure, people losing their jobs, and families unable to pay their credit cards.” For Mr. Hope, the Whitney National Bank chairman, “the main motivation for TARP” was not more loans, but rather to safeguard against the “possibility things could get a lot worse.” He said Whitney would continue making loans “that we would have made with or without TARP.” “We see TARP as an insurance policy,” he said. “That when all this stuff is finally over, no matter how bad it gets, we’re going to be one of the remaining banks.” WHAT UNBELIEVABLE CYNICISM. Isn’t this the same kind of greediness that got us here? Now, thanks to the bailouts, China and the Middle East hold the mortgage on the entire country – first and second lien, as it were. The higher ups don’t care – they will just go live in Europe. 

Nonsense

Does anyone really know the stock market? Of course not. Nearly 600,000 jobs were lost in January and the market went up by more than 200 points. If someone with an invisible hypodermic needle went around injecting investors with a good dose of optimism, the market would go up no matter what. That's what happened this Friday, no?

Hemlines again

Again, I must say I told you so. I'm no guru when it comes to investing but you just have to know that when prices are low, that's the time to buy. The following is a quote from an investment advisory but I forget which one: "The stock market is presenting you with one of the great buying opportunities of your lifetime – perhaps the greatest. Stop trying to pick the bottom." That's what 41-year market veteran Steve Leuthold, of the Leuthold Group, just told his clients. "The most difficult decision is not what to buy," he says. "Just buy!" Leuthold is one of our favorites, primarily because he doesn't follow the crowd... even when it's to the detriment of his own business. For example, for much of the last decade, he's been bearish on stocks. Clients don't line up to give you money when you're bearish. But Steve launched the Leuthold Grizzly Fund in June 2000, near the top of the stock market bubble. The Grizzly Fund is up nearly 80% this year. He was right to be bearish this decade. As he told his clients, stocks lost as much over the last 10 years as they did from 1929 to 1939, which was "the worst 10-year performance in U.S. stock market history. " Also, if you must be certain, observe hemlines - they're not coming down so that means the stock market is gearing up for a spectacular rise. Need I say more???

Don't panic

A few ideas that parallel mine - from people who know a lot more than I do. Enjoy!!

By Dr. Steve Sjuggerud: Some call legendary money manager Jeremy Grantham a "superbear." Back in 1998, when stocks were soaring, Grantham made a prediction: Stocks will lose 1.1% a year over the next 10 years. Investors, expecting 20%+ returns a year, took their money out of his fund. He wasn't promising enough compared to his peers. In hindsight, Grantham was exactly right. (It took 10 years and three days to equal his prediction.) Whenever Grantham writes something or grants an interview, I pay attention. He's one of Wall Street's few independent thinkers. I think guys like Grantham are always worth reading. I may not always agree. But I value their opinions because I believe they're not sugarcoating anything. Grantham has been quite vocal lately, in the Wall Street Journal, Barron's, The Economist, and most tellingly in his quarterly letter to shareholders. In his letter, Grantham explains he's optimistic about stocks: "For an unparalleled 20 years, global equities, especially U.S. equities, have been overpriced. Now, finally, they are cheap and likely to get cheaper. Likely, I believe, to set up a once-in-a-lifetime investing opportunity (or maybe twice in a long career)." Ever humble, Grantham says he suffers from the Value Investor's Curse: "I said as far back as 1999, while suffering from selling too soon, that my next big mistake would be buying too soon." Grantham thinks the economy still has a ways to fall. In a Wall Street Journal interview, he said, "We are in the teeth of the biggest financial crisis since the Depression and the early days of the broadest economic slowdown since 1982."
But Grantham is quite OK with being a bit early buying stocks. He's a long-term investor. Every quarter, Grantham publishes his seven-year forecast for the investment returns on all major asset classes. In this quarter's forecast, Grantham expects high-quality U.S. stocks and stocks in emerging markets to return more than 10% a year over the next seven years, under a good manager. While everyone was bullish a decade ago, independent thinker Jeremy Grantham was practically the lone superbear – to the detriment of his firm. But he was right.
Now, "the crowd" is scared. And Grantham is nearly alone (except for Warren Buffett) in buying stocks. I'll put my money on Grantham and Buffett over the crowd any day. At current prices, stocks could earn you double-digit annual returns over the next seven years if Grantham is right. Here's hoping he is..." END OF STORY

I don't think the market can go any lower, considering it's been hovering around 8500 for two months or so. Just make sure you invest conservatively then take the rest of the day off - go to the beach - but take your cell phone with you.